Terms of Service

JCQ Group Inc.

Last Updated: October 2025

Welcome to JCQ Group Inc. (“JCQ Group,” “we,” “our,” or “us”).

These Terms of Service (“Terms”) govern your access to and use of our websites, services, communication channels, and any business divisions or subsidiaries operating under JCQ Group Inc.

By accessing our site, submitting information, or engaging with our services, you agree to these Terms.

These Terms comply with:

  • Canadian contract regulations

  • Ontario business laws

  • CASL (Canada’s Anti-Spam Legislation)

  • PIPEDA (Personal Information Protection and Electronic Documents Act)

  • A2P 10DLC messaging compliance rules

1. Corporate Structure & Scope

JCQ Group Inc. is a Canadian holding company overseeing multiple subsidiaries, divisions, and branded operating units.
Some services, communications, marketing materials, and deliverables may be provided through these divisions while legally operating under JCQ Group Inc.

All activities, transactions, and interactions fall under this Terms of Service.

2. Acceptance of Terms

By using our website, submitting your information, booking an appointment, or communicating with us via SMS, email, or phone, you acknowledge and agree to:

  • These Terms of Service

  • Our Privacy Policy

  • Our SMS & Email Consent Policy

  • Any additional agreements specific to the service you purchase

If you do not agree, please discontinue using our website or services.

3. Services Provided

JCQ Group Inc. and its subsidiaries may offer:

  • Business consulting

  • Operations support

  • Marketing and technology solutions

  • Financial partnership services

  • Real estate strategy consulting

  • Event management services

  • Training, resources, or educational materials

  • Technology-driven communication services

Services vary depending on the division or project.

4. Client Responsibilities

When you use our services, you agree to:

  • Provide accurate and complete information

  • Maintain up-to-date contact details

  • Comply with all agreements and payment terms

  • Avoid illegal, fraudulent, or abusive activities

Failure to comply may result in suspension or termination of service.

5. Communication Consent

By providing your email or phone number, you consent to receive:

  • Appointment confirmations

  • Service updates

  • Verification messages

  • Customer support messages

  • Optional promotions and educational content

This communication agreement supports CASL and A2P compliance.

You can opt out anytime (see Opt-Out section below).

6. Payment Terms

Where applicable:

  • Invoices must be paid by the date indicated

  • Late payments may result in late fees

  • Service delivery may be paused if payment is overdue

  • Payments may be processed by secure third-party providers

All billing terms will be outlined in the specific agreement or invoice for your service or project.

7. Appointment Booking & Cancellations

Appointment scheduling may be completed through:

  • Our website

  • SMS

  • Email

  • One of our subsidiaries

We reserve the right to:

  • Reschedule appointments

  • Decline bookings

  • Cancel appointments with notice

8. Intellectual Property

All content, branding, logos, systems, and materials created by JCQ Group Inc. or its subsidiaries remain the exclusive property of JCQ Group Inc.

You may not:

  • Copy

  • Reproduce

  • Distribute

  • Sell

  • Misrepresent

any materials without written permission.

9. Limitation of Liability

To the fullest extent permitted by law:

JCQ Group Inc. is not liable for:

  • Losses resulting from third-party platforms

  • Delays, errors, or outages caused by service providers

  • User mistakes, misuse, or non-compliance

  • Indirect or consequential damages

Our services are provided “as-is.”

10. External Links

Our website or communications may include links to third-party sites.

We are not responsible for:

  • Their content

  • Their privacy policies

  • Their business practices

Use of external links is at your discretion.

11. Termination of Use

We may restrict or terminate access if:

  • Terms are violated

  • Fraud or abuse is detected

  • Illegal activities are suspected

  • Payment obligations are not met

Termination may occur with or without notice depending on severity.

12. Opt-Out & Unsubscribe

You can stop receiving messages at any time:

Opt-out requests are processed immediately in compliance with CASL and carrier rules.

13. Governing Law

These Terms are governed by the laws of:

Province of Ontario
Federal laws of Canada

Any legal disputes shall be handled within the jurisdiction of Ontario.

14. Contact Information

For questions about these Terms:

JCQ Group Inc.
4879 Bathurst St Unit 303
North York, Toronto, Ontario
M2R 1N4 – Canada

Email: [email protected]

© Copyright 2025 | JCQ Group Inc. • All Rights Reserved.